Pre-need · Price lock
Lock today's price for tomorrow's funeral.
Funeral home services and casket prices rise 3–5% every year. A pre-need contract freezes today's number against tomorrow's increase. The cheapest direct cremation today ($895) beats the same-spec service in 2031 ($1,180+).
Today
$895
Cheapest direct cremation
5 yr from now
$1,066
Without lock-in (3.6% / yr)
Locked today
$895
Save $171 — pre-need contract